Insurance

Eligibility & Enrollment

Additional Benefits

Helpful Information

Medical Coverage

Choosing a Medical Plan

During the first 31 days of eligibility and during the annual open enrollment, employees may choose among the following medical plans.

> Find Providers

Medical providers

Kaiser Permanente WA

Visit one of Kaiser Permanente WA's online provider directories.

Kaiser Foundation Health Plan of Washington Contact Information

Online: Kaiser Permanente WA for PEBB

Phone: 1-866-648-1928


Uniform Medical Plan (UMP)

Find UMP Classic, UMP Select and UMP CDHP preferred providers:

Find UMP Plus preferred providers:

UMP Classic/Select/CDHP Phone: 1-888-849-3681
UMP Plus Phone: 1-855-520-9500

UMP Vision Benefits are administered by VSP (Vision Service Plan)

  •  VSP
  • When your provider is searching for your coverage, please make sure to have them add the 2-digit member number to your ID number.  (See example below).  Each insured member will have a different 2-digit number on their ID card.

 

> Forms
> Health Saving Account (HSA) with your CDHP Health Plan
> Medical FSA. Limited Purpose FSA, & Dependent Care (DCAP)
> Medical Plan Types
> Medical Plan Options
> Plan Summaries & Certificates of Coverage
> Plan Differences to Consider
> When Can I Make Changes

Dental Coverage

Choosing a Dental Plan

During the first 31 days of eligibility and during the annual open enrollment, employees may choose among two managed care dental plans and one fee-for-service plan, the Uniform Dental Plan.  There is no cost to employees for the dental coverage.  EWU pays the premium on your behalf.

> Dental Plan Options

Dental plans

  • DeltaCare and Willamette Dental Group are managed-care plans.
    You must choose a primary dental provider within their networks.
  • Uniform Dental (UDP) is a preferred provider plan.
    You may choose any provider, but will generally have a lower out-of-pocket costs if you see network providers

Visit the plan sites for more information: DeltaCare, Willamette Dental Group, or Uniform Dental Plan.

> Plan Differences to Consider
> Find Providers

Life Insurance Coverage

EWU provides basic life insurance to all employees eligible for full benefits. During the first 31 days of eligibility employees can enroll in optional and AD&D life insurance.
Online: MetLife MyBenefits
            Access MyBenefits box: WA State Health Care Authority PEBB
Phone: 1-866-548-7139, benefits specialists available Monday through Friday, 5 a.m. to 8 p.m EST.
MetLife Enrollment/Change Form

> Basic Life Insurance

Basic Life Insurance (Employer Paid)

EWU provides basic life insurance through MetLife at no cost to  the employee. It provides:

  • $35,000 for death from any cause.
  • An additional $5,000 in case of accidental death or dismemberment.

As an employee, your basic life insurance covers you and pays your designated beneficiaries in the event of your death. Your basic life insurance includes accidental death and dismemberment (AD&D) insurance, which provides extra benefits for certain injuries or death resulting from a covered accident.

> Optional Life Insurance
> How Much Do I Need and What Will it Cost?
> How to Enroll/Make Changes
> Updating Beneficiaries

Long-Term Disability Coverage

Information about LTD is available:


 

EWU provides basic long-term disability (LTD) insurance to employees eligible for full benefits. All benefit eligible employees will be auto enrolled in the Employee Paid LTD benefit with a 90 day waiting period at a 60% monthly benefit.  Employee's have the option to change their benefit to a 50% monthly benefit or opt out of the benefit all together.

Standard Insurance Co
Customer Service: 1.800.368.2860
Long-Term Disability Enrollment/Change Form

 

> What is LTD?

Long-term disability (LTD) insurance is designed to help protect you from the financial risk of lost earnings due to serious injury or illness. When you enroll in LTD coverage, it pays a percentage of your monthly earnings to you if you become disabled.

What is considered a disability?
Being unable to perform with reasonable continuity the duties of your Own Occupation as a result of sickness, injury, or pregnancy during the benefit waiting period and the first 24 months for which LTD benefits are payable.

> Employer Paid (Basic) LTD insurance
> Employee Paid LTD Insurance
> Terminate/Change Optional LTD
> Faculty LTD

Self-Pay Benefits While On Leave

As an employee on Leave without Pay, you are entitled to PEBB continuation coverage (LWOP coverage). Employees may continue medical and dental benefits, life insurance, and in some cases, long-term disability insurance. You must enroll in continuation coverage to enroll your eligible dependents.

> Eligibility

You are eligible to self-pay your medical, dental & life insurance, and in some cases long term disability (LTD) if you are on approved leave from an otherwise eligible position.

> What Insurances May I Continue via Self-pay?
> How Long May I Continue Insurance on Self-Pay?
> Do I have to Self-Pay for All My Insurances?
> What Happens If I Don't Self-Pay?
> Life Insurance Premiums
> Long Term Disability

COBRA and Continuation Coverage

Enrollment and benefit information specific to COBRA coverage for subscribers and their dependents is available here.

> What is COBRA?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that gives you and your covered dependents the right to continue group health coverage on a self-paid basis if eligibility for the employer-sponsored group medical and dental is lost.

> 18 Months of COBRA eligibility is available if:
> 36 Months of COBRA eligibility is available:
> You are not eligible for COBRA continuation if:
> What Coverage May I Continue?
> To enroll in COBRA:

Affordable Care Act

Visit HealthCare.gov for additional information.

> How Does the Affordable Care Act Affect Me at Eastern Washington University?

With coverage being available under the Affordable Care Act (ACA), beginning January 2014, most individuals will be required to have health insurance coverage.

Benefits offered to benefit-eligible Eastern Washington University (EWU) faculty and staff, have been determined to meet and/or exceed the standard identified by the ACA including premium affordability and acceptable health coverage levels of coverage.  The regular student plan may also be a viable option.

However, employees and students currently not eligible for or covered by benefits through EWU may need/want to review the coverage options available through the Marketplace, a new way to buy health insurance under the ACA.  This webpage provides basic information about the Marketplace as well as benefits offered through EWU, and its intended to assist in evaluating options for you and your family.

> Employer Notification (including Employer Plan Information documents)
> Affordable Care Act Resources
318 Showalter Hall
fax: 509.359.2874